The CHF Residential Energy Retrofit Program offers 6.5% fixed interest financing with a 15 year loan term free of prepayment penalties. The maximum borrowable amount is $50,000. There is no home equity requirement nor is an appraisal needed. Additionally, there is no recurring annual fees. Eligible measures include high efficiency HVAC systems, duct replacement or sealing, insulation, doors, windows, lighting, water heating systems and renewable energy measures such as solar. These measures add value to the home and improve occupant comfort as well as reduce the overall energy consumed by the home.

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